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There’s a difference between high income and high net worth — and there’s a growing gap between the two, according to a U.S.
- At $300,000, their target saving and investing rate rises again to 40%. At this point, that excludes any employer match. It means budgeting 35% of income for needs (still keeping those big fixed ...
The 15/65/20 system isn’t a one-size-fits-all solution. It’s best viewed as a flexible guideline that emphasizes three ...