When you’re looking ahead to retirement, the limitations of Social Security are one of the key things to be aware of. The sad ...

If you’ve been following the news on Social Security, you may be aware that the program is facing some serious financial ...

Why Should I Invest in my Retirement? Financial planners estimate that you'll need between 70-90% of your pre-retirement income to live comfortably in retirement. Retirement income is typically made ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But as with most financial products, the headline promise isn't the full ...

The Department of Labor has been tasked with executing President Donald Trump’s call to open 401(k) plans to alternative assets. Progress has slowed due to the government shutdown, but in August the ...

Quick Read Social Security benefits are guaranteed for life. Annuities provide lifetime income payments in exchange for a ...

Annuities can provide you with guaranteed income in retirement, but the amount of annuity payouts you receive each month depends on several factors. For example, your age, gender, amount invested, ...

The retirement landscape has shifted dramatically over the past few decades. Gone are the days when most retirees could count on a generous company pension to carry them through their golden years.

When it comes to guaranteed lifetime income, retirement savers are increasingly turning to annuities. It gives them peace of mind knowing they will get a fixed payment monthly and that they won’t run ...

A recent paper from the National Bureau of Economic Research explored a guaranteed payout path involving defaulting 20% of a retiree’s assets greater than a certain threshold into an immediate annuity ...

With an annuity, you don't have the same kind of flexibility as with a 401(k) or IRA held at a brokerage firm. Liquidity is limited and early withdrawals can trigger surrender charges. Other ...

Ashley Donohoe is a personal finance writer, Financial Planning and Wealth Management Professional and Certified Financial Education Instructor based in Cincinnati. She covers banking, loans, ...