Discover how to profit from credit card arbitrage by leveraging low-interest offers while understanding the associated risks and strategies for successful investment.

Learn about teaser rates on credit cards and loans, how they work, and why lenders use them to attract new customers with introductory financial offers.

The Fed's interest rate cut will have a gradual impact on mortgages and credit card rate relief could be slow.

The World Bank observed similar outcomes in other countries, including Cambodia, Kenya, and the U.K. It found that interest ...

The Federal Reserve cut short-term interest rates for a third time in 2025. What's next for borrowers and consumers?

Inflation is top of mind for the average American, yet experts say we are spending cash in record amounts. It seems credit cards have been the band aid to make ends meet these days. In fact, Americans ...

Access to credit is an important resource for managing personal finances, whether to pay for major purchases, serve as a bridge to cover regular expenses, or smooth out spending when something ...

If you were hoping the Federal Reserve's December rate cut would make your credit card bill easier to pay off, credit specialist John Ulzheimer says there are other, more important factors to consider ...

The Fed cut interest rates at its December meeting. Here's how it affects your money — from mortgages and auto loans to ...

The last time the Federal Reserve cut the federal funds rate was on Sept. 17 when the benchmark rate was reduced by a quarter point. The Fed cut rates three times in 2024. The average 30-year fixed ...

Make a list of your credit card debt, from the highest interest rate to the lowest. Decide how much extra you can spare.