As someone who writes about credit cards for a living, I can tell you: some cards are simply built for larger limits. The three below rise to the top for December 2025. Personally, I hold the Prime ...
There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.
Credit card limits can be mystifying and feel arbitrary. For example, you may be approved for a card with a $7,000 limit, but your friend receives a $10,000 limit despite having similar credit ...
It's easy to assume the limit itself is the boundary. But most experts recommend staying below 30% of your limit if you care ...
Building positive credit is an imperative part of life. Without a healthy credit score, not only will it limit your ability to rent or buy a home, but it will also affect how much you pay for ...
Credit cards have become an indispensable tool in modern financial life, offering convenience and flexibility for millions of consumers. However, spending beyond established credit limits can trigger ...
Travel credit cards are available for every credit score, though options for those with lower scores may lean more toward cash back. Secured credit cards can be a good starting point for those with ...
Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.
A Reddit user lost his job, and he is now paying only the minimum due on his credit cards. Card companies have been lowering his credit limit, which has caused his credit score to drop by 120 points.
If you're in the market for a home, a high credit score is key to qualifying for a mortgage loan and getting the lowest interest rates possible. What do you do if your credit score is toward the lower ...