The shift towards comprehensive and sustainable health care benefits is not just a regulatory mandate but a strategic imperative for employers. In a move aimed at reshaping the health insurance ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

As we age, the prospect of needing long-term care becomes an increasingly important consideration. But this type of care comes at a significant cost — and depending on your needs, could come with a ...

Long-term care isn't typically covered by traditional insurance or Medicare. Traditional tax-deferred accounts are good receptacles for long-term-care costs. Home equity can be a solution to help ...

This blog will answer all these in the simplest form of English, making it easy even for a young, old, or new insurance individual.

Consumers who have short-term limited duration insurance are in for some big changes to their health coverage in the wake of a new federal rule. In addition, Illinois residents who have STLDI will ...

More than a few clients who are retired or nearing retirement lie awake at night wondering how they would be able to afford the astronomical expense of long-term care such as a nursing home, which can ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Insurance secures you for the ...

Long-term financial planning involves defining your financial goals and creating a strategic plan to achieve them over time. This strategy can help you prepare for different goals, like saving for a ...

TROPs are costly as insurance companies have to give back the premiums paid to the policyholder after maturity. A term insurance plan with return of premium (TROP) is an attractive option for ...