Mortgage Research Center. Rates averaged 5.24% for a 15-year financed mortgage and 6.04% for a 20-year financed mortgage.  ...

Everything you need to know about how, and when, to refinance your home loan.

The rate on a 30-year fixed refinance dropped to 6.13% today, according to the Mortgage Research Center. The average ...

Escrow adjustments “An escrow account is essentially a built-in savings account managed by your mortgage servicer,” explained Debbie Calixto, an Indian Wells, California-based ...

A rate and term refinance replaces your previous mortgage with a new loan that has a different rate, a different term or both. You can use a rate and term refinance to switch from one type of loan to ...

Buyers looking to purchase a home have several loan options available to them. Two of the most common are conventional loans and government issues loans. Conventional loans are the ones that are ...

Our list of lenders best suited to helping out a novice homeowner-to-be.

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...

One of these loans is meant for rental properties, and the other is the route most potential homebuyers take. We’re exploring both types so you can make the right decision. There are many types of ...

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