Jan. 18—Question: My wife and I have "freezes" on our individual credit reports from the three major credit reporting agencies. That should be significant preventive measures against the Navvis breach ...

When a loan EMI or credit card payment is overdue for up to 90 days, it reflects in the individual’s credit report as SMA.

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

Credit reports detail your financial history and impact loan terms like interest rates. You can improve your credit by paying on time and managing credit account balances. Regularly review your free ...

In a significant move toward enhancing consumer financial health, AnnualCreditReport.com, the centralized platform for free credit reports, has expanded its services to allow individuals to access ...