Learn about the pros and cons of life insurance riders.

If you have life insurance but no longer need the coverage, or you are looking for ways to make some cash, you may be wondering if you can sell your life insurance policy. Fortunately, selling a life ...

When a loved one dies and you know you’re the beneficiary of their life insurance policy, getting the payout is typically pretty simple. You submit a claim form and a copy of the death certificate.

See New York Life's financial strength and history of dividends.

Most term life policies don’t pay out — and that’s a good thing. Here’s what to consider as your coverage ends and whether it ...

If you’re reading this, you’re probably asking yourself, “Can I sell my life insurance policy for cash?” Let’s dive into why you might want to do this, along with the pros and cons. When you purchase ...

Nathan Reiff has been writing expert articles and news about financial topics such as investing and trading, cryptocurrency, ETFs, and alternative investments on Investopedia since 2016. Vikki ...

Despite efforts to improve customer communications, life insurers are seen as unnecessarily complicating explanations of their policies, according to the J.D. Power 2024 U.S. Individual Life Insurance ...

Learn how to calculate the face value of a life insurance policy and discover factors that might influence changes in this ...

The majority of American workers — 53% in 2024 — have life insurance through their workplace, according to LIMRA. However, as the cost of living rises, most workplace life insurance policies fail to ...

Getting life insurance is a good idea, especially if you have a spouse or kids. But choosing the right life insurance policy for your family can be confusing, especially with dozens of types of ...

Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about insurance, investing, personal loans, home equity loans, mortgages and banking. She lives in North Carolina ...