Credit card debt has reached crisis levels, with the average American cardholder now owing $7,886. When combined with interest rates near 23%, this creates a situation where monthly interest charges ...
Credit card debt is an embarrassment to many Americans. It is especially embarrassing, apparently, to people who earn a lot.
Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness, allowing for financial recovery.
Nearly half of Americans are still in credit card debt.
Transferring your credit card balance to a 0% intro APR card can save you hundreds in interest. Here's exactly what happens ...
The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...
Balance transfer credit cards can help save on interest if you pay off all or most of your balance before the introductory period ends. Some people run into trouble by missing payments, making only ...
You can stop bleeding interest on credit card debt with one of these cards, allowing you to transfer a balance and not pay interest for as long as 24 months.
Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Debt can be a significant source of stress. For example, ...
Debt settlement means paying less than you owe to close out an account balance. Many consumers hire debt settlement companies or attorneys to help them negotiate debt. You may be able to save money by ...
Paying interest to a credit card company is money down the drain. And the bigger your debt, the worse the waste. Choosing the best 0% balance transfer credit card can save a tidy sum of cash – and get ...