Retired and Think Your Credit Score Doesn't Matter? Here's Why You Need to Order a Copy of Your Credit Report Before the End of 2025.

There's no point in life when your credit score stops mattering.

Why your credit score may be falling even when you think you’re doing everything right

One of the biggest misconceptions is that paying minimum dues is enough to keep cards healthy. In reality, using too much of ...

What Happens When You Hit an 850 Credit Score? Here's the Truth

Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

Student loan delinquencies surge to alarming levels—credit score report

According to a report from TransUnion, delinquencies among renters doubled after the resumption in student loan collections.

Millions to receive credit scores under new models, but expert warns of approval trap

A credit solutions expert shares the top three "timeless habits," tips and advice as America's mortgage market adjusts to new credit scoring models that widen the door to homeownership.

Why might your credit score drop?

Millions of people could see their credit score drop, thanks to a change from one of the biggest reference agencies 'Experian ...

Average Car Loan Interest Rates by Credit Score

You’re more likely to find rates below 4% when you have a higher credit score ...

As first-time homebuyers hit record low, experts say credit readiness could be key for 2026

With first-time homebuyers dropping to a record low this year and the average new buyer now reaching 40 years old, experts ...

5 Ways to Build Credit With a Credit Card

Building positive credit is an imperative part of life. Without a healthy credit score, not only will it limit your ability to rent or buy a home, but it will also affect how much you pay for ...

Is a Rs 60,000 credit card balance risky for your credit score?

If Rs 60,000 sits on a Rs 2 lakh limit, your utilisation is around 30 percent — healthy and unlikely to cause score damage.