Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

If deleting and reporting scam texts and phone calls has become part of your daily routine, there's another simple way to protect yourself from fraud -- and it may be more effective. Placing a fraud ...

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

In a significant move toward enhancing consumer financial health, AnnualCreditReport.com, the centralized platform for free credit reports, has expanded its services to allow individuals to access ...

Errors and negative information on your credit reports can lower your credit scores. Cleaning up your credit report may help ...

Freezing your credit reports with Equifax, Experian, and TransUnion has become a straightforward and cost-free process, thanks to the 2018 economic stabilization act. This measure empowers consumers ...

You may not think much about your credit report on a daily basis, unless you are curious about your standing ahead of applying for a loan — or if something goes wrong, like a data breach or case of ...